General Membership Policies for Illumen8.com
(Last updated December 5, 2007)

It is each and every members responsibility to keep their username and password private and safe. Password sharing is not allowed and only one person is allowed per membership. Members who share passwords will have their membership terminated immediately.

New members who receive a complimentary 30 Day trial, will automatically be billed the agreed membership fee when their free membership period expires. Members can cancel their membership at any time. Members need to allow 31 days for their cancellation to take effect.

NONE of the material on illumen8.com may be copied. Only downloadable PDF’s may be downloaded and used discreetly by members as digital e-Books. These documents are protected and distributing any parts thereof are strictly forbidden.

Recurring billing is calculated from the day of joining illumen8.com and will occur each 30 days after this date of

illumen8.com reserve the right to deny or revoke memberships.

All membership participation on the website will become the exclusive ownership of illumen8.com

 

Privacy Policy for Illumen8.com
(Last updated August 13, 2007)

This site is owned and operated by Illumen8.com. Your privacy on the Internet is of the utmost importance to us. At Illumen8.com, we want to make your experience online satisfying and safe.

Because we gather certain types of information about our users, we feel you should fully understand our policy and the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.

INFORMATION Illumen8.com GATHERS AND TRACKS

Illumen8.com gathers two types of information about users:

Information that users provide through optional, voluntary submissions. These are voluntary submissions to receive our electronic newsletters, to participate in our message boards or forums, to email a friend, and from participation in polls and surveys:

Information Illumen8.com gathers through aggregated tracking information derived mainly by tallying page views throughout our sites. This information allows us to better tailor our content to readers' needs and to help our advertisers and sponsors better understand the demographics of our audience. Because Illumen8.com derives its revenue mainly from sponsorships and advertising, providing such aggregated demographic data is essential to keeping our service free to users. Under no circumstances does Illumen8.com divulge any information about an individual user to a third party.


Illumen8.com Gathers User Information In The Following Processes:

Optional Voluntary Information
We offer the following free services, which require some type of voluntary submission of personal information by users:

1. Electronic newsletters policy (Dispatches)

We will offer a free electronic newsletter to users. Illumen8.com gathers the email addresses of users who voluntarily subscribe. Users may remove themselves from this mailing list by following the link provided in every newsletter that points users to the subscription management page. Users can also subscribe to the newsletters at the time of registration.

2. Message boards/forums policy

Users of the site's Message Boards and Forums must register separately for these services (both are free of charge) in order to post messages, although they needn't register to visit the site. During registration the user is required to supply a username, password, and email address.

3. "E-mail this to a friend" policy

Our site users can choose to electronically forward a link, page, or documents to someone else by clicking "e-mail this to a friend". The user must provide their email address, as well as that of the recipient. This information is used only in the case of transmission errors and, of course, to let the recipient know who sent the email. The information is not used for any other purpose.

4. Polling

We may offer interactive polls to users so they can easily share their opinions with other users and see what our audience thinks about important issues. Opinions or other responses to polls are aggregated and are not identifiable to any particular user. Illumen8.com may use a system to "tag" users after they have voted, so they can vote only once on a particular question. This tag is not correlated with information about individual users.

5. Surveys

Illumen8.com may occasionally conduct user surveys to better target our content to our audience. We sometimes share the aggregated demographic information in these surveys with our sponsors, advertisers and partners. We never share any of this information about specific individuals with any third party.

Privacy Policy Template changes
The policy clause about children below is becoming more important as it is nearly impossible to tell the age of any visitor. We recommend adding this sample line to all your forms that request information.

Children

Consistent with the Federal Children's Online Privacy Protection Act of 1998 (COPPA), we will never knowingly request personally identifiable information from anyone under the age of 13 without requesting parental consent.

Usage tracking

Illumen8.com tracks user traffic patterns throughout all of our sites. However, we do not correlate this information with data about individual users. Illumen8.com does break down overall usage statistics according to a user's domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user's browser).

Illumen8.com sometimes tracks and catalogs the search terms that users enter in our Search function, but this tracking is never associated with individual users. We use tracking information to determine which areas of our sites users like and don't like based on traffic to those areas. We do not track what individual users read, but rather how well each page performs overall. This helps us continue to build a better service for you.

Cookies

We may place a text file called a "cookie" in the browser files of your computer. The cookie itself does not contain Personal Information although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. But the only personal information a cookie can contain is information you supply yourself. A cookie can't read data off your hard disk or read cookie files created by other sites. Illumen8.com uses cookies to track user traffic patterns (as described above). Our advertising system delivers a one-time cookie to better track ad impressions and click rates.

You can refuse cookies by turning them off in your browser. If you've set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use this site. However, you do need cookies to participate actively in message boards, forums, polling and surveys.

Privacy Policy Use
How the information you gather is used if relevant.

USE OF INFORMATION

Illumen8.com uses any information voluntarily given by our users to enhance their experience in our network of sites, whether to provide interactive or personalized elements on the sites or to better prepare future content based on the interests of our users.

As stated above, we use information that users voluntarily provide in order to send out electronic newsletters and to enable users to participate in polls, surveys, message boards, and forums. We send out newsletters to subscribers on a regular schedule (depending on the newsletter), and occasionally send out special editions when we think subscribers might be particularly interested in something we are doing. Illumen8.com never shares newsletter mailing lists with any third parties, including advertisers, sponsors or partners.

When we use tracking information to determine which areas of our sites users like and don't like based on traffic to those areas. We do not track what individual users read, but rather how well each page performs overall. This helps us continue to build a better service for you. We track search terms entered in Search function as one of many measures of what interests our users. But we don't track which terms a particular user enters.

Illumen8.com creates aggregate reports on user demographics and traffic patterns for advertisers, sponsors and partners. This allows our advertisers to advertise more effectively, and allows our users to receive advertisements that are pertinent to their needs. Because we don't track the usage patterns of individual users, an advertiser or sponsor will never know that a specific user clicked their ad. We will not disclose any information about any individual user except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.

SHARING OF THE INFORMATION

Illumen8.com uses the above-described information to tailor our content to suit your needs and help our advertisers better understand our audience's demographics. This is essential to keeping our service free. We will not share information about individual users with any third party, except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.

SECURITY

Illumen8.com operates secure data networks protected by industry standard firewall and password protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.

OPT-OUT POLICY

We give users options wherever necessary and practical. Such choices include:

Opting not to register to receive our electronic newsletters.

Opting not to participate in certain interactive areas, which completely alleviates the need to gather any personally identifiable information from our users
YOUR CONSENT

By using this site, you consent to the collection and use of this information by Illumen8.com. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.

Refund Policy for Illumen8.com
(Last updated December 03, 2007)

illumen8.com have a 60-Day Money Back Guarantee. If you are not 100% satisfied with your purchase, simply let us know and we will promptly refund you your full amount of purchase. To qualify for this refund you must request a refund within 30 days from the date of your purchase and quote your receipt number and user name.

Once you are refunded, ALL downloaded material must be removed from your computer and all other storage devices immediately. Members who request a refund may not join illmen8.com again.


Anti-Spam Policy for Illumen8.com

(Last updated August 13, 2007)

Illumen8.com is committed to permission-based email marketing practices, and as a result has established this no-tolerance Anti-Spam Policy. Illumen8.com will occasionally update this Anti-Spam Policy. When it does, Illumen8.com will also revise the “last update” date at the top of this Anti-Spam Policy. For changes to this policy, Illumen8.com will notify you (the customer) by placing a notice on its web site home page.

1. What is Spam?

Spam is commercial email or unsolicited bulk email, including “junk mail”, which has not been requested by the recipient. It is intrusive and often irrelevant or offensive, and it wastes valuable resources. Spam messages are the opposite of permission-based email, which are normally anticipated, personal, relevant and/or associated with a pre-existing business or personal relationship. Inappropriate newsgroup activities, consisting of excessive posting of the same materials to several newsgroups, are also deemed to be spam.

2. Preventing Spam

Customers of Illumen8.com products and services have agreed during their registration process, upon accepting the Terms of Use, to comply with this Anti-Spam Policy. Specifically, each customer agrees not to use the Illumen8.com products or services to send unsolicited email or bulk email, whether or not for commercial purposes. Illumen8.com reserves the right to determine in its sole discretion what constitutes actionable spam, as well as what measures are necessary in response to such spam activities.

3. How Illumen8.com Helps You to Avoid Spamming

Illumen8.com has developed its Internet marketing tools to incorporate a strict permission-based philosophy. This anti-spam philosophy is implemented through the following:

(a) Communication and Agreement – The Terms of Use that you have agreed to as part of registering for the Illumen8.com products and services state how and for what purposes you can collect your site visitor addresses, and that you will follow the Illumen8.com Privacy Policy and Anti-Spam Policy.

(b) Unsubscription – Each email created using Illumen8.com products contains an “unsubscribe link”. If your web site visitors use the link to request that they be unsubscribed, your subscriber lists will automatically be adjusted to eliminate the prospect of sending unwanted email to such persons. Additionally, each person on your subscriber list has the option of unsubscribing through a web-based method provided on the Illumen8.com web site. Customers of Illumen8.com who try to remove the unsubscribe link will be warned that they are doing so, and if they persist in having the link removed or deactivated in any way, then Illumen8.com will have the right to terminate their account.

(c) Purchased Mailing Lists - Mass mailings to purchased email lists are not allowed. Illumen8.com only allows opt-in mailing lists. Purchased or inherited lists are by definition not opt-in. Similarly, you cannot use an email list relating to particular subject matter, and then use it for an unrelated topic.

4. Laws Restricting Spam

Spam laws vary from state to state, and from country to country. This Illumen8.com Anti-Spam Policy has been developed to conform to the highest commercially reasonable standards. As a result, and without limiting the general prohibitions against all spam activities, the following are expressly prohibited:

(a) Use of false headers, or other false information, to identify the point of origin or the transmission path of the email, or to hide the true origin of the email sender,

(b) Unauthorized use of a third party’s internet domain name without the permission of such third party, to make it appear that the third party was the point of origin of the email,

(c) Use of any false or misleading information in the subject line of the email, and

(d) Assisting any person in using the products or services of Illumen8.com for any of these previously mentioned activities.

5. Questions to Ask Yourself

To help in establishing whether you are participating in activities constituting spam, ask yourself the following questions:

(a) Are you sending email to non-specific addresses, such as info@domain.com or sales@domain.com?

(b) Have you deliberately falsified your transmission path information or originating address?

(c) Are you sending email to mailing lists or distribution lists, which then send indirectly to various other email addresses?

(d) Have you imported for use a purchased list of any type?

(e) Are you continuing to mail to anyone who has asked to be deleted from your mailing list?

(f) Does your email not provide a fully functioning link to unsubscribe?

(g) Does you email subject line contain false or misleading information?

(h) Have you used a third party’s email address or domain name without the party’s consent?

If you answer yes to any of these questions, you are likely involved in spam activities, and should contact Illumen8.com customer support service at support@myemailmanager.com.

6. Measures to Enforce the Anti-Spam Policy

Any Illumen8.com customer found to be using Illumen8.com products or services for spamming purposes may, at Illumen8.com’s discretion, be immediately cut off from use of all Illumen8.com products and services and/or fined US$1,000 per occurrence, with no refund of fees that have been paid.

Illumen8.com warns all of its customers when signing up that if they participate in spamming activities they will be subject to the loss of Illumen8.com services, fines and possible legal action.

Illumen8.com has the right to actively review its customers’ subscriber lists and email for suspiciously large broadcasts. If Illumen8.com finds any customers to be spamming, it will issue a warning, and if the activities are serious enough, Illumen8.com will take action immediately. If Illumen8.com has any reason to believe that the customer, despite warning being given, threatens to or is continuing to send spam, then Illumen8.com may take action immediately, including disabling the customer’s account and/or reporting the customer and the incident to the proper authorities.

Illumen8.com does not attempt to censor any content, nor to curtail the business of its customers. However, spam activities do not fall within uses authorized by Illumen8.com, and will not be tolerated.

7. Reporting Spam

If you believe that you have received spam from or through Illumen8.com’s facilities, please send a complaint from your email account along with the unsolicited email, with completed header, to support@illumen8.com. Please provide any other information that you believe may help us in our investigation. Illumen8.com does not investigate or take any action based on “anonymous” spam complaints.

8. False Spam Complaints

Illumen8.com supports the efforts of various organizations working to responsibly eliminate spam activities. However, if an individual has opted-in to receive email from a customer of Illumen8.com, and then falsely or maliciously files a spam complaint against Illumen8.com or its customers, Illumen8.com will cooperate fully with the appropriate agencies to ban the complainant from use of anti-spam software and the Internet community.

 

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